The Benefits of Having Disability Insurance

Disability insurance is designed to provide peace of mind if you become ill, injured or suffer from a chronic medical condition. Unfortunately, the expectation of being able to survive financially while you suffer through these conditions is not always met due to the denial of long-term disability benefits by the insurance company.

Whether you have obtained these benefits as an employee or you have purchased these benefits yourself, disability insurance companies will often challenge whether you qualify for such benefits and/or stop payment of benefits arbitrarily. The law in this area is governed by the terms of the policy and whether you have met the conditions of the policy. Meeting these conditions is a legal analysis. A denial by the insurance company is not legally binding. You may still qualify.

The Best Way to Claim Your Disability Insurance

At a time when you are suffering from illness, different types of injuries (like a knee injurybone fracturessoft tissue injuries, physical disfigurement, whiplash, PTSD) or a chronic condition, the last thing you will want to do is take on the insurance company on your own. Our experienced team at Warnett Hallen LLP will be pleased to meet with you to discuss the facts of your case and give you legal advice about the interpretation of the policy and how to obtain your disability insurance benefits. We collectively have decades of experience of knowing what evidence is necessary and how to obtain it.

Personal Injury Lawyers at Warnett Hallen LLP

Because there are time limits to when you can commence a claim against an insurance company it is important to contact us as soon as possible to protect your rights. If an insurer has wrongfully denied your personal injury claim then retain the team at Warnett Hallen LLP to take the appropriate action on your behalf. Contact us today and we will help you claim the insurance and compensation you deserve.