If you’re in an auto accident in British Columbia, there’s a good chance that you’ll need to file an ICBC claim at some point. Unfortunately, the ICBC claims process can be quite confusing, which is why it’s common for mistakes to be made. By avoiding some of the most common mistakes and having the right legal team to assist you, you’ll be in a better position to file your claim and reach an agreement with ICBC.
1. Foregoing the Doctor Visit
Even if you don’t have any obvious injuries, it’s still important to see a doctor after your accident and to have documentation of this. Unfortunately, injury symptoms aren’t always immediately obvious following an accident.
2. Failing to Obtain Information
After your accident, be sure to obtain as much information from the other parties involved as soon as possible. This should include their full name, license plate number, and a vehicle description.
3. Not Documenting Evidence
The more evidence you have, the better your chances of proving the accident was not your fault. Aside from taking plenty of pictures of the accident scene, don’t forget to gather witness information from anybody who saw the accident and is willing to provide you with their contact information.
4. Not Calling the Police
In many accident cases, police will need to investigate to determine fault for the accident. You will also need a copy of the police accident report to file your claim, so don’t forget to call.
5. Failing to Report Symptoms
Concussions following an auto accident are unfortunately common, and it’s easy to overlook or ignore the symptoms. Be sure to tell your doctor about any possible symptoms, including sudden headaches and light sensitivity.
6. Waiting to File an ICBC Claim
You should contact ICBC as soon as possible following your accident to report it and file a claim. This is something an experienced lawyer can assist you with if needed.
7. Giving Too Much Info to ICBC
Be careful about volunteering too much information to ICBC. Anything you say to them could be used against you, so it’s best to provide the minimal information needed to file a claim.
8. Forgetting to Apply for Employment Insurance
If you’re unable to work as a result of your accident injuries, be sure to file for medical employment insurance as soon as possible. Otherwise, you’ll miss out on income replacement benefits.
9. Accepting Your First ICBC Offer
Settling your ICBC claim too early could mean leaving money on the table, and the first offer made by ICBC may be a low-ball offer.
10. Not Obtaining Legal Guidance
Above all else, be sure to have a lawyer on your side who has plenty of experience in handling ICBC claims. A lawyer such as Warnett Hallen will be able to assist you through the entire process, protecting your rights and best interests throughout.
Contact Warnett Hallen LLP Today for All Personal Injury Claims
From reporting your accident to the ICBC to making sure you receive a fair settlement offer, our team at Warnett Hallen LLP is here to help. We also provide representation for many other personal injury cases. Contact us today to set up a case evaluation.