If you have a long-term disability in British Columbia, you may have the right to pursue disability benefits. But even with disability insurance coverage, you may not necessarily succeed in your claim if you attempt to file it alone. Insurance companies have a financial incentive to challenge disability claims. That’s why you should consider enlisting the help of a Vancouver disability lawyer.
Understanding Disability Claims in Vancouver
In Vancouver, people with long-term disabilities may have several options for obtaining financial benefits to make up for income they can no longer earn. Some individuals have disability insurance, usually provided through their employer, that will pay financial benefits if they experience a long-term disability that prevents them from working. Other people purchase private disability insurance from a life and health insurance agent.
Role of a Disability Lawyer
Filing a disability claim or application for long-term disability benefits can be a complex, stressful process. A disability lawyer can take the burden off your shoulders by handling each step for you. Your disability lawyer can help you prepare a benefits claim and obtain medical records and other documentation to establish your disability and eligibility for benefits. Your lawyer can handle communications with insurance company representatives about your benefits claim or application. And if your claim or application gets denied, your lawyer can appeal the decision and pursue the financial resources you need and deserve.
Benefits of Hiring Warnett Hallen LLP
People who need help with long-term disability claims turn to Warnett Hallen LLP for seasoned legal representation to help them recover disability benefits. We can help you with your disability claim by:
- Review the insurance company’s eligibility requirements
- Identifying whether the insurance company has unfairly denied your benefits claim
- Gathering and evaluating documents and evidence
- Handling all negotiations to maximize your long-term disability claim
- Regularly updating you on the progress of your case
Maximizing Your Disability Claim
Maximizing your chance of securing the full benefits you deserve for long-term disabilities requires a strategic approach. Your disability lawyer can secure evidence to build a convincing claim, such as medical records, physician’s notes, and medical expert reports and testimony. A lawyer can also collect statements from your employer, co-workers, family members, and friends about the impact of your disability on your personal and professional life.
In addition, a knowledgeable long-term disability lawyer can help you avoid mistakes that frequently result in claim denials, such as missing medical or financial information or providing insufficient medical evidence of your disability. A comprehensive benefits claim or application can give you the best chance of having your claim approved on the first review so you can avoid the fraught delays of an appeal.
Ready to put an experienced Vancouver disability claims lawyer to work for you? Contact Warnett Hallen LLP today for a free consultation.
